“Several million dollars in scholarship funds go unclaimed each year throughout the U.S. because no one applies for them.”


“No matter how high the cost of education…the price of ignorance will always be higher.”


Academic Resources:

Low-Income Scholarships:

Minority Scholarships:

Merit Scholarships:

1st Generation Scholarships:

11th Grade Scholarships:

Financial Aide Reference Sheet: 

State of Michigan Student Aid
(State of Michigan Office of Scholarships & Grants)
1(888) 447-2687  

Federal Financial Aid
1(800) 433-3243 Pell Grant Information 

FAFSA – Free Application for Federal Student Aid
www.FAFSA.gov (Register Online)
1(800) 433-3243 

Federal Financial Aid Worksheets (Download)
1 (800) 394-7084


Wade McCree Incentive Scholarship Program
—Guaranteed full tuition and fees Scholarship

—over 2,000 H.S. students statewide receive each year

—awarded in middle school only (3.0 GPA & 95% attendance)

—maintain overall H.S GPA of 3.0,  21 ACT or SAT equivalent & 95% attendance

—apply to designated college by April 15 of senior year

—submit Family Financial Statement (FFS) and/or the Financial Aid Form (FAF)

—attend as many university sponsored activities as possible

—update designated college with required information, such as GPA, ACT score,  schedule change, or personal information change

—minimum 6 credit hours in college per semester & satisfactory progress

—renewable for 5 years

—cannot receive MI Tradition Scholarship along with Wade McCree Scholarship


Compact Tuition Award

—Covers college tuition & fees only and award amount is dependent on the tuition cost at each individual college

—3.0 GPA Requirement and 21 ACT score for 4 year college tuition award

—2.0 GPA Requirement and 18 ACT score for 2 year college tuition award

—All qualified students must have also maintained a 95% attendance rate throughout high school

—Must have attended a Compact middle school or a Compact High school

(Testing high schools such as Cass, King, & Renaissance are not compact schools)

— (313) 873-7618 or (313) 873-7653

— E-mail: joyce.tibbs@detroitk12.org or marcia.jenkins@detroitk12.org


Detroit College Promise Scholarship

Guaranteed $500 one time award amount

—Graduating classes of 2011 – 2014

—Must submit application by December 1, 2010

—Must live in Detroit continuously until graduation

—Must stay enrolled in Detroit Public Schools continuously until graduation

—Must attend college in Michigan

—No essays, GPA requirements, or recommendation letters needed


— (248) 646-3269


Michigan Indian Tuition Waiver Program

—Full tuition waived at a Michigan college for students who are at least 1/4 Indian

—state public colleges and universities

—full-time or part-time enrollment

—legal resident of state for not less than 12 consecutive months

—North American Indian means a person who is not less than ¼ quantum blood Indian as certified by the person’s tribal organization & verified by the ITC.

—The Inter-Tribal Council of Michigan approves this award

— (906) 632-6896 / (800) 562-4957



National Achievement Scholarship Semi-Finalists

—Recognizes high achieving Black-American students only

—Aprox. 1,600 Black-American high school students selected as semifinalists each year

—Aprox. 700 Finalists chosen / compete for 2,500.00 non-renewable scholarships

—Must maintain high academic standards in high school

—PSAT score within 85 percentile or above nationwide (Selection Index Score not published) (take PSAT 10th & 11th grade year) PSAT – (888) 477-7728


— Must take SAT test by end of December of senior year and receive no less than a minimum 1700 SAT score (critical reading, math, and writing combined) to be considered for finalist scholarship (may fluctuate each year)

—Have your SAT scores sent directly to the National Achievement Program (code 0300)


—(847) 866-5100


National Merit Scholarship Semi-Finalists

—Open to all high school students

—Much larger program with higher standards

—Aprox. 2,500 Finalists chosen / compete for 2,500.00 non-renewable scholarships

—Must maintain high academic standards in high school

—PSAT score within 96 percentile or above nationwide (Selection Index Score of 200 or higher) (take PSAT 10th & 11th grade year) PSAT – (888) 477-7728 www.collegeboard.com

— must take SAT test by end of December of current school year

—minimum 1960 SAT score to be considered for finalist scholarship (may fluctuate each year)

—Have your SAT scores sent directly to the National Achievement Program (code 0300) via the College Board SAT Program


— (847) 866-5100


Michigan Nursing Scholarship (MNS)

—Non-need based award

—Available to Michigan residents enrolled in a Michigan college or university at least half-time

—Pursuing a two year or 4 year nursing degree, including LPN, ADN, BSN, or MSN

—Students are selected for scholarship awards through their college or university financial aid office

—Student must agree to work as a nurse in Michigan for four years upon graduation, that is, one year for each year of financial assistance.

—Failure to fulfill the work commitment will result in the scholarship becoming a loan that must be repaid including back interest

—$4,000 per year, full-time / $2,000 per year, half-time

—Contact the college financial aid office for information about how to be considered for an award

—*****Also, for additional Nursing scholarships, contact the college financial aid office about Federal Health and Human Services (HHS) Programs or visit the Bureau of Health Professions’ website at www.bhpr.hrsa.gov/dsa

— (877) 323-2287 


Michigan Promise Scholarship

(Temporarily discontinued 2009/2010 school year/maybe indefinitely)

—Replaced the Michigan Merit Award Scholarship

—Beginning with graduating class of 2007

—Must score at level 1 or 2 on all parts of MME to receive 1,000.00 freshmen year; 1,000.00 sophomore year; & remaining 2,000.00 junior year

—Other students who took all parts of the test will receive 4,000.00 after successfully completing 2 years of postsecondary education

—For use in the 2007/2008 academic year, student must certify scholarship by November 15, 2007 & utilize all funds within 4 years by the end of the 2010/2011 academic year

—Within 2 years of graduating high school, student must enroll at Michigan postsecondary institution or enroll in military in order to receive scholarship and must complete education requirements within 4 years of initial enrollment

—Must maintain 2.5 GPA at postsecondary institution

www.michigan.gov/promise (download application to claim Scholarship)

— (888) 447-2687


Michigan Competitive Scholarship

—23 ACT score

—low-income student (family demonstrates financial need based on FAFSA data)

—Must take ACT by December of senior year for priority consideration & list social security # to be identified

—Must file FAFSA and list social security # to be identified

—Must maintain 2.0 GPA in college

—Must attend Michigan postsecondary institution at least half-time

—Max. 1,300.00 per year at public college or university

—Max. 2,100.00 per year at private college or university

—Renewable for 10 semesters —Must be utilized within 10 years of graduating high school or receiving a GED

—Must be Michigan state resident & US citizen

—School will be notified of students who qualify in Spring


— (888) 447-2687


Tuition Incentive Program (TIP)

—To be eligible for a TIP Scholarship, a student must have (or have had) Medicaid Health Insurance coverage for 24 months within a 36 consecutive- month period as identified by the Michigan Department of Human Services. Students may be identified as TIP eligible as early as sixth grade, typically age 12 or after

—TIP provides college tuition and fees assistance in two phases

—PHASE 1 covers college tuition ($84.00 max. per credit hour) and mandatory fees for eligible students enrolled in a two year associate degree program at a participating college or university

—PHASE 1 TIP benefits cannot exceed 24 semester credits or 36 term credits per academic year and benefits cannot exceed a total of 80 semester credits or 120 term credits to complete the 2 year degree program

—PHASE 2 provides a maximum of $2,000.00 total tuition assistance ($500.00 per semester) for eligible students enrolled in a four year bachelor degree program at a participating college or university

TIP eligible students must enroll at a participating college within 4 years of high school graduation or GED completion and utilize their TIP benefits within 10 years of high school graduation or GED completion. However, phase 2 must be completed within 30 months of completion of phase 1 requirements

—Students can receive phase 2 benefits without having received phase 1 benefits. That is, Students who choose to start immediately after high school at a phase 2 only 4 year college or university in Michigan that does not offer any 2 year degree programs will not receive phase 1 TIP assistance and must wait until they earn 56 semester credits or 84 term credits at the chosen 4 year college or university in order to receive the phase 2 financial assistance of $2,000.00

–If the student receives additional financial aid assistance through the FAFSA-Free Application for Federal Student Aid , those funds can be used for room and board, books, supplies, and transportation costs

—Student must  meet the institution’s satisfactory academic progress policy and be enrolled at least half-time

—Student must also be a Michigan resident & a U.S. citizen or permanent resident

—An acceptance form must be completed and returned before high school graduation or completion of a GED and prior to the student’s 20th birthday

—Student must provide the financial aid office at their chosen  college a copy of their confirmation letter as verification of their eligibility for TIP

—Student is also responsible for notifying the Office of Scholarships & Grants of a change in their college choice

—Counselor’s have a list of the participating colleges and universities: Some of the participating colleges and universities are phase 1 schools, which offer only 2 year degree programs; some are phase 2 schools, which offer only 4 year degree programs, and some are phase 1 & 2 schools, which offer both 2 & 4 year degree  programs. So, it is the student’s responsibility to determine which participating college offers both the 2 year & 4 year degree program that they are interested in.

—Counselor’s also receive a list of qualified TIP students at the end of the school year (However, a change of address can cause a student’s name not to appear on the list)


— (888) 447-2687 (State of Michigan Office of Scholarships & Grants)


Federal Pell Grant

—Based on financial need / low-income students qualify

—Amount based on EFC (Expected Family Contribution) located on SAR (Student Aide Report) after completing & submitting FAFSA form

—The lower the EFC, the greater the financial aide received from government

—Max. 4,800.00 per year (renewable for 4 years)


Michigan Tuition Grant

—Max. 1,610.00 per year

—low-income student (family demonstrates financial need based on FAFSA data)

—Must attend private Michigan college or university

FAFSA must be postmarked by March 1st 


Federal Academic Competitiveness Grant (ACG)

—for Pell Grant eligible students only / low-income students

—Completion of at least 2 AP courses in H.S. with scores of 3 or 2 & LB courses with scores of 4

—3.0 GPA beyond freshman year in college

—1st & 2nd year of college only


National Science & Math Access to Retain Talent (SMART) Grant

—3rd & 4th year of college only with 3.0 GPA or above

—Max. 4,000.00 per year

—for Pell Grant eligible students only / low-income students

—Specific majors only: Computer Science, Engineering, Foreign Language, Life Sciences, Mathematics, Physical Sciences, & Technology


John Seita Scholarship

—Must be in Foster Care

—Must attend Western Michigan University as full-time student

—Full undergraduate tuition


Casey Family Scholars Program

—Must be in Foster Care

—Minimum of 12 months and was not subsequently adopted

—Max. 10,000.00 scholarship amount




The Moving Forward Foundation Program

—Must be in Foster Care

—Requires relocation to Little Rock, AR to Philander Smith College, Pulaski Technical College, or University of Arkansas at Little Rock

—Provides year round housing, transportation, health care, and mentors until program completion


— (510) 827-7599


Education and Training Voucher (ETV)

—Must be in Foster Care, Homeless, or Live in Shelter

—Receive 5,000 max. per school year

—Must have applied for Tuition Incentive Program (TIP) and have received Social Services/Medicaid Health Insurance for at least 24 out of 36 consecutive months in order to qualify for these scholarships

— (877) 660-6388, Lutheran Social Services of Michigan


Also try www.foster-education.org

Also try www.natl-fostercare.org


Michigan State University Scholarship Program

—Must be in Foster Care

— (517) 355-7515 ask for Dr. Gary Anderson



Youth in Transition (YIT)

—Must be in Foster Care or were formerly in foster care

—Provides educational supports if the student still has unmet needs

—Max. 100.00 per student

—Available until student turns 21 years old

—(313) 396-5040


Children’s Benefit Fund

—Must be in Foster Care or Adopted

—Provides educational supports which includes the purchase of computers

—(517) 335-6152 Bruce Hoffman, Acting Michigan Children’s Institute Superintendent


Children of Veterans Tuition Grant

—Max. 2,800.00 year / Full-time student

—Parent was disabled or killed in action while serving in military

—Natural or adopted child of a Michigan Veteran who served in military


Police Officer & Fire Fighters Survivor Tuition Act

—Child of parent killed in the line of duty

—Will waive college tuition for up to 9 semesters

—Must enroll in Michigan college or university

—Must be legal resident of Michigan for 12 consecutive months

— (517) 322-6627

—Email: email@mcoles.org


The University of Michigan Child Care Subsidy Program

—For students with dependent children

— (734) 763-6600


Presidential Scholarship


—Offered by Wayne State University

—Must be Class Valedictorian with a 4.0 GPA

— Full tuition and fees


“Call Me Mister” Scholarship Teaching Program

—African-American males only

—Must pursue a degree in education

—4 year free college education

(Tuition assistance through loan forgiveness program)

—Must attend a participating Black college or university in South Carolina

—Academic support system provided

—Cohort system for social and cultural support provided



Teacher Education Assistance for College and Higher Education (TEACH) Grant

—For Pell Grant eligible students / low-income

—Must pursue teaching degree

—Requires teaching in underserved schools

—Receive 4,000.00 yearly ($16,000.00 max. undergrad & $8,000.00 max. grad school)

—Reverts to Federal Direct Student Loan if student fails to teach for 4 years within 8 years of graduation. As a result, student will also owe retroactive interest on all money received


Federal Supplemental Educational Opportunity Grant (SEOG)

—Must demonstrate exceptional financial need

—Priority is given to Federal Pell Grant recipients (students with the lowest expected family contributions at that college)

—Receive $4,000.00 max. per year

—Must meet April 1st priority deadline

—Annual Amount: $100 – $4,000


Michigan Educational Opportunity Grant (MEOG)

—Must demonstrate financial need / low-income

—Attend a Michigan college at least half-time

—Maintain satisfactory academic progress at chosen college

—Must be a Michigan resident & U.S. citizen

—Receive $1,000.00 max. per year


Michigan Adult Part-Time Grant

—Must demonstrate financial need

—Must be an independent student

—Must be out of high school at least 2 years

—Must attend a Michigan college at least half-time

—Must be a Michigan resident & U.S. citizen

—Receive $600.00 max. per year for 2 years max


Carl D. Perkins Vocational and Applied Technology Education Act of 2006

—Assistance for single parents, single pregnant women, displaced homemakers, sex equity occupational students, disabled, health related impairment, foster child, or student from an economically disadvantaged household

—Provides tuition assistance and support services

—Financial assistance may be provided for tuition, textbooks, childcare, and transportation costs

—Must enroll in 2 year degree program

—Contact financial aid director at chosen college to apply


—1(888) 447-2687


Vocational Rehabilitation

Must demonstrate financial need

—Educational benefits available to students with physical or mental impairments resulting in a substantial impediment to employment

—Contact Michigan Rehabilitation Services (MRS) / 1(517) 373-3390


Federal Work Study

—Employment money earned while attending college that does not have to be repaid

—Student receives paycheck

—No annual minimum or maximum award amounts

—Based on financial need / low income

—College financial aide office determines the # of hours a student is eligible for

—Pays at least minimum wage

Jobs may be on campus or off campus

—Students who work on campus graduate at a higher rate & average higher grades than students who work off campus

—Program varies slightly from school to school

—Must meet April 1st priority deadline


Federal Perkins Loan

—Exceptional financial need

—4,000.00 yr. undergraduate / 6,000.00 yr. graduate

—5% fixed interest rate loan

—Payment owed to the school that made the loan

—Deferment, cancellation, & loan forgiveness provisions available


Federal Subsidized Stafford Loans

—Student must demonstrate financial need

—Federal Government pays interest while student is in school and during grace and deferment periods.

—May borrow 3,500 – 8,500 per academic year


Federal Unsubsidized Stafford Loans

—Financial need is not a consideration

—Federal Government does not pay interest while student is in school and during grace and deferment periods.

—May borrow 2,000 – 12,000 per academic year


Federal Direct Student Loan

—Basically the same guidelines as the Federal Stafford Loan Program (loan limits, interest rate, etc.)

—If a college does not participate in the Direct Loan Program, you will obtain the Stafford Loan or Plus Loan through a lending institution.

—The Michigan Guaranty Agency (800) 642-5626


Parent Loan for Undergraduate Students (PLUS)

—for parents of students enrolled in college

—Not required to file FAFSA

—loan limit is cost of education minus other aid

—Repayment begins 60 days after disbursement of funds

—10 year repayment period

—7.9% – 8.5% fixed interest rate


The Michigan Alternative Student Loan (MI-LOAN) Program

—Provide loans to credit worthy students or their parents to help pay for college

—Must attend a Michigan college

—Must be 18 years of age

—Must maintain satisfactory academic progress while in college

—Maximum 125,000.00 cumulative loan amount

—Repayment begins 60 days after disbursement of funds

—Fixed 6.95% or 7.95% interest rate or Variable 8.13% interest rate option

—There is no set # of credit hours for which the student must be enrolled

—Maximum 25 year repayment period


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